| Before you select from the wide array of travel insurance available in the market, it would be good to consider the following: |
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Where are you going? |
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If you are taking a long haul trip to exotic destinations and or visiting mountainous regions such Latin America, the African continent or the Swiss Alpine, we strongly recommend that you consider taking out travel insurance that has extensive coverage on travel health and medical evacuation. Medical evacuation covers the cost of airlifting via private jet if the medical situation calls for it. |
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What will you be doing there? |
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Extensive travel insurance coverage is also important if you engage in adventurous activities during your trip such as white-water rafting, skiing, bungee-jumping off cliffs…etc. |
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How long will you be there? |
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If you are taking an expensive prepaid 3-week vacation, you may also like to consider travel insurance. This is because the travel insurance may cover you against the cancellation penalties should an adverse change in circumstance forces you to cancel the trip. |
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How's your health? |
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Our physical wellbeing may be adversely affected - some more so than others - by environmental factors such as sudden changes in altitude, humidity and temperature encountered during our trips. |
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Coupled with the need to adjust to unfamiliar surroundings and fatigue, some of us may be more prone to breathlessness and blackouts. |
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Travel insurance to cover the medical expenses incurred is always a good precautionary measure. |
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If you have a pre-existing medical condition, we strongly encourage that you get your doctor's advice regarding the suitability of your trip. |
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